Attention homeowners in Greenville and Anderson County: Need an appraisal?
Here are the top seven reasons SC homeowners need Greenville Appraisal Services:
Own a house in or near Greenville, SC and need help determining the value of it?
At Greenville Appraisal Services, we understand the individual needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
PMI Removal Appraisals
A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Greenville Appraisal Services, we're experts in helping folks just like you rid yourselves of unnecessary PMI insurance.
Challenging Anderson county's assessment of your property
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close by. That means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Greenville Appraisal Services is your strongest weapon when challenging your property tax assessment.
HELOC recently frozen?
If your house is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Greenville Appraisal Services can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a seasoned expert to double-check your appraisal for preciseness, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Greenville Appraisal Services offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Greenville Appraisal Services can We can assist you. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.